An employee newsletter from Human Resources

< BACKHOMENEXT >

microscope graphicSave $$$ When Using a Reference Laboratory

Employees enrolled in the following plans may use the service described below: Anthem PPO HDHP, PPO $900 Deductible, PPO $500 Deductible, IU GA/postdoc fellows, and IU GME plans.

IU Health HDHP plan members can use any IUH network lab. And, plan members can call the customer service number on the back of their ID card to receive personal assistance in finding an independent lab.

As healthcare costs continue to increase, we want to highlight something new that can help you save on lab costs, like blood and urine tests, biopsies, thyroid function, Pap smears, sexually transmitted disease, pregnancy bloodwork, and children’s screening (TB, diabetes, lead, anemia, etc.)

As an IU medical plan member, you have choices when it comes to lab work. Although doctors may offer referrals, they're not always the lowest cost options. Anthem has a "reference lab" network to make it easier for members to find quality lab testing at the lowest price available. You can also ask your doctor to refer you to a reference lab.

Typical Savings Based on Average Costs

Type of laboratory
Cost of services
Member coinsurance
Member cost
(if deductible is not met)
Member cost
 (if deductible is met)
Participating reference lab
$45
20%
$45
$9
In-network lab, but not a participating reference lab
$200
20%
$200
$40
Out-of-network lab (PPO only)
$400
40%
$400
$160

Procedure

You can use the Anthem or Castlight web page to log in and search for a reference lab.

Anthem

  • Visit www.anthem.com
  • Click on “Find a Doctor” under Useful Tools
    • Search as a Member or
      • Login using your Username and Password
      • Select Lab/Pathology/Radiology under “I am looking for a:”
      • Laboratories under “Who specializes in:”
      • Location should be auto-populated
      • Click Search
    • Search as a Guest
      • Click “Search by Selecting a Plan or Network
      • Under “Search as a Member” enter YRP and click Continue
      • Select Lab/Pathology/Radiology under “I am looking for a:”
      • Laboratories under “Who specializes in:”
      • Enter Location (Zip Code; City, State; etc.) and Distance
      • Click Search

Castlight

 

previous articleHomenext article

 

Editor
ID Theft
HR2020
Telemedicine
Reference labs
Annual Notices
     
Subscribe to HR Today