The latest work-life information at IU
No. 53
May 2011

University Human Resources
Informed Employee

IU HDHP PPO & Health Savings Account (HSA)

Use of Debit Card

HSA cardParticipants in the IU HDHP PPO & Health Savings Account (HSA) have a comprehensive medical plan and the added advantage of a personal savings account. Both the University and the employee make contributions to the HSA account that can be used for IRS-qualified medical expenses. Each employee receives a Chase debit card after initial enrollment, and a second card can be requested for a family member. The University covers the cost of two cards and the monthly bank fee.

Employees can use the debit card to withdraw HSA funds—up to the amount in the account—to pay a provider at the time of service or when a bill is received. Employees who pay for services with cash or a personal check can withdraw funds from an ATM to cover the expenses. If requested by the IRS, the employee must be able to show that withdrawals from the HSA account were exclusively for medical expenses incurred after the date of enrollment in the health plan.

HDHP & HSA participants who use the IU Tax Saver Benefit (TSB) plan, should note: Both the TSB and HRA plans are administered by Nyhart and funds can be accessed using a single red TSB debit card issued for these accounts by UMB Bank.



Clarian Name Change

Clarian Health recently changed its name to Indiana University Health (also seen as IU Health). This change is to better identify Clarian's nationally recognized healthcare services, as well as to reinforce its partnership with Indiana University and one of the nation's largest medical schools—Indiana University School of Medicine. The name change does not impact the existing structure of the Clarian organization which consists of Indiana University Hospital, Riley Hospital for Children, Methodist Hospital, and other Clarian affiliates throughout the state, such as Bloomington Hospital.

Employees have already begun to see these name changes on Web pages, publications, and employee communications over the last several months. Visit Indiana University Health at for updates.



2011 Open Enrollment Results

Medical Plans
Number of employees
IU PPO $900 Deductible
PPO Blue Access
IU HDHP PPO & Health Savings Account 
IU Health Quality Partners Exclusive Provider 
Dental Plan
PPO Dental Plan
Tax Saver Benefit Plan
Health Care Reimbursement Account
Dependent Care Reimbursement Account
* Total eligible population equals 17,764 full-time employees.



Life Insurance Enhancements and Reminders

Benefit Enhancement

Basic Life Insurance and Supplemental Life Insurance plans were enhanced to provide employees with more life insurance coverage at a later age. Before, at age 65, Basic Life was reduced from 2 times to 1.3 times annual base salary and Supplemental Life was reduced to 65 percent of the amount of insurance elected.

Beneficiary Reminder

To stay current with changing life circumstances, it is important for employees to periodically check their designated beneficiaries on group insurance, as well as retirement plans.

Supplemental Life Insurance Reminder

The University's Supplemental Life Insurance plan is not tied to the annual Open Enrollment period.




Page updated: 2 May 2011
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