The latest work-life information at IU

No. 33
October 2004

University Human Resource Services

Inside this Issue:

2005 Health Care Plans

Tax Saver Benefit Plan

The New TSB Card Option

Assets for Retirement Years

Preferred Providers

Clery Act Notice

Investment Fund Performance



The Informed Employee is published 2-3 times a year by University Human Resource Services for approximately 16,000 full-time appointed staff and academic employees across the eight Indiana University campuses.

Human Resource
Indiana University
Poplars E165
400 E. 7th Street
Bloomington, IN 


Annual Open Enrollment

Once a year, full-time employees have the opportunity to make changes in medical, dental, and Personal Accident Insurance coverages and to enroll in the university’s Tax Saver Benefit (TSB) Plan.

If an employee does not take any enrollment actions during Open Enrollment, participation in medical, dental, and Personal Accident Insurance will remain the same at the 2005 contribution rates. If an employee does not enroll in the Tax Saver Benefit Plan, he/she will not be a participant in 2005.

Participation in the university’s TSB plan requires enrollment each year to take advantage of pre-tax reimbursement of health and dependent care expenses. Employees do not need to be enrolled in an IU-sponsored health plan to take advantage of the TSB plan.

The Open Enrollment period takes place during November of each year, with enrollment changes becoming effective on January 1. This is an opportunity to:

  • Select a different medical plan or drop a plan.
  • Add or drop dependents.
  • Add or drop dental coverage (if eligible).
  • Add, drop, or change Personal Accident Insurance.
  • Allocate contributions for pre-tax reimbursement of
    2005 health care and/or dependent care expenses (TSB).

An Open Enrollment packet with additional information and enrollment forms will be sent to full-time appointed employees early in November through campus mail. The deadline for submitting Open Enrollment forms is November 23, 2004.

Eligibility guidelines for enrolling dependents in IU-sponsored medical and dental plans are the same as in previous years. Visit the University Human Resource Services Web site at to read these guidelines. These guidelines will also be available in the Open Enrollment packet.


Tobacco Use and Health

The U.S. Surgeon General Richard Carmona, M.D., has announced in his latest report that five new cancers and four serious diseases have been added to the list of health problems caused by tobacco.

Dr. Carmona’s report states that smoking has been conclusively linked for the first time to acute myeloid leukemia, and cancers of the cervix, kidney, pancreas and stomach. The report also indicates that smoking is now known to cause pneumonia, abdominal aortic aneurysms, cataracts and the gum disease periodontitis.

“We’ve known for decades that smoking is bad for your health, but this report shows that it’s even worse than we knew,” said Dr. Carmona. “The toxins from cigarette smoke go everywhere the blood flows.”

Source: More Cancers Linked to Smoking, ACS News Center, 2004-05

Next Article: 2005 Health Care Plans

Last updated: 14 October 2004
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