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Leave of Absence

Paid Leave of Absence
If you receive pay (e.g., not grant or fellowship monies) during a leave of absence, benefit plan contributions will continue to be automatically deducted and your coverage will continue.

Unpaid Leave of Absence
When you begin and return from an unpaid leave of absence, you have certain options and responsibilities for your benefit plans. Your options are to:

  1. Continue your coverage by making personal payments when billed. Certain restrictions may apply; please reference our Health Care Benefits during an Unpaid Leave of Absence policy for additional details.
  2. Terminate your coverage. You then have the option to reapply for your benefit plans within 30 days of returning to work.

Benefits Billing for an Unpaid Leave of Absence
Our benefits team regularly reviews leaves of absence and payroll status. If it is determined that you need to be billed for benefits, you will receive an invoice to your home address on file. In some cases where leaves are less than 60 days, you may not be billed but instead have premiums taken from your paycheck upon return from the leave.

How to Terminate Coverage During an Unpaid Leave of Absence
If you wish to terminate coverage for any of the plans listed immediately below, you may request a Life Event Change through the Employee Center within 30 days of the start of your leave or email with your requested benefit changes.

How to reinstate coverage after returning from an unpaid leave absence
To reinstate coverage of the plans listed immediately below, you will need to number 1 request a Life Event Change through the Employee Center and number 2 complete online enrollment of your changes. You must make the change within 30 days.

Dental plan

Medical plan

Personal Accident Insurance plan

Tax Saver Benefit

Basic Life

Supplemental Life Insurance

Long Term Disability Insurance

Note: Personal payments for benefit plans during an unpaid leave of absence are on an after-tax basis.

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You may also want to familiarize yourself with how the plans below are affected by a leave of absence.

IU Retirement Plan
There will be no contributions to your IU Retirement plan while on unpaid leave.

IU Tuition Benefit
You are eligible for IU Tuition Benefit while on an unpaid leave.

Retiree Status
Leave of absence time does not count toward total service years for achieving Retiree Status.

IU 457(b) Retirement Plan
Contributions cannot be made while on leave and once you return to work, retroactive contributions cannot be made.

IU Tax Deferred Account
Contributions cannot be made while on leave and once you return to work, retroactive contributions cannot be made.