Divorce or Legal Separation

Following a divorce or an annulment, you will be able to—and in certain cases, you must—make changes to benefit plans outside of Open Enrollment. A copy of the divorce decree is required.

If your former spouse or stepchildren are enrolled in the IU dental plan and/or medical plan, they are no longer eligible and you must remove them.

The change must be made within 30 days of the divorce or annulment date.

To make changes to any of the plans listed immediately below, you will need to one request a Life Events change through the Employee Center and two complete online enrollment of your changes once your request is approved by HR. You must make the change within 30 days.

 Dental plan

Medical plan

Personal Accident Insurance plan

Tax Saver Benefit

Health Care:

  • Decrease election if consistent with change.

Dependent Care:

  • Add or increase coverage if the divorce creates or increases need for dependent care.
  • Drop or decrease coverage if the divorce decreases or eliminates the need for dependent care.

(Consistency rule is satisfied if change corresponds with a Life Event Change that affects either eligibility for coverage under Plan or eligibility of expenses under applicable IRS regulations.)

You may also want to consider changing your designated beneficiary for applicable plans. Such changes 1 do not require submission of a Life Event Change and 2 can be done at any time.

Personal Data Change Form (PDF)

Change Beneficiaries on Retirement and Insurance plans

IU Retirement Savings Plan 457(b)

IU Tax Deferred Account (TDA) formerly IU Tax Deferred Annuity Plan