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Professional Staff and Academic Employees

Benefits for Full-time (100 percent FTE) Appointed Positions

This summary describes benefits in an abbreviated format and is not intended to be a full description of the benefits. A complete description is available in the associated plan booklets and university policies.

Medical and Dental Care
Plan	Enrollment	Funding	Start Date	Comments
Dental Coverage	Employee Elected	IU contributes a significant amount to premium; employee contributes remainder through pre-tax payroll contributions.	Date of hire if elected within 30 days of hire*	After 30 days from hire, employee may enroll during Open Enrollment (November) for an effective date of the following January 1.
Medical Coverage	Employee elected	IU contributes a significant amount to premium; employee contributes remainder through pre-tax payroll contributions.	Date of hire if elected within 30 days of hire*	After 30 days from hire, employee may enroll during Open Enrollment (November) for an effective date of the following January 1.
Get Healthy Programs Quit for Life Mind & Body	Employee elected	IU paid	Start date of IU-sponsored medical coverage.	Employees and their covered spouses/domestic partners have access to these programs.
24-Hour Nurse Line	Employee elected	IU paid	Start date of IU-sponsored medical coverage	Non-emergency health questions and concerns
Insurance
Plan	Enrollment	Funding	Start Date	Comments
Life Insurance – Basic	Automatic	IU paid	Date of hire*	Employee must designate beneficiaries
Life Insurance –Supplemental	Employee elected	Employee paid with payroll deductions	Date of hire* if elected within 30 days of hire; otherwise on the first day of the month following enrollment.	Proof of good health is required if the employee enrolls after 30 days from date of hire
Long Term Disability Insurance	Employee elected	Employee paid with payroll deductions	Date of hire if elected within 30 days of hire; * otherwise on the first day of the month following enrollment.	Proof of good health is required if the employee enrolls after 30 days from date of hire
Personal Accident Insurance	Employee elected	Employee paid with pre-tax payroll contributions	Date of hire if elected within 30 days of hire*	After 30 days from hire, employee may enroll during Open Enrollment (November) for an effective date of the following January 1.
Retirement Plans
Plan	Enrollment	Funding	Start Date	Comments
IU Retirement Plan – Base Plan	Investment designations must be made to allocate contributions	IU paid; new participants on or after September 1, 2010 are subject to a 3-year vesting requirement	Date of hire; contributions are credited upon receipt of enrollment form for designating investment funds	Employee must designate account beneficiaries
IU Retirement Savings Plan – Supplemental	Employee elected	Employee funded through pre-tax payroll contributions	First paycheck after processing enrollment form	Employee must designate account beneficiaries
IU Tax Deferred Account– Supplemental	Automatic enrollment with opt-out rights	Employee funded through pre-tax payroll contributions	First paycheck after processing enrollment form	Employee must designate account beneficiaries
Paid Holidays and Time Off
Plan	Enrollment	Funding	Start Date	Comments
Paid Time Off (PTO), sick bank, holidays (9 per year)Academic - See academic policies	Automatic	IU paid	Date of hire	PTO accrues each month based on years of IU service; use to cover all time away. Annually unused PTO can be put into Sick Bank for use to cover personal and family illnesses and medical appointments.
IU Tuition Benefit
Plan	Enrollment	Funding	Start Date	Comments
IU Tuition Benefit	Employee elected	IU pays a significant portion of IU tuition cost.	Date of hire*	Benefit is applied to offset instructional fees when timely application is made; otherwise the benefit is a reimbursement after fees are paid by the student.
Indiana University High School (IUHS) Tuition Waiver	Employee elected	IU provides a 25 percent waiver of course tuition for courses offered through IUHS.	Date of hire*	Enrollment must be completed before registration for IUHS classes in order to receive the waiver. The waiver cannot be applied to courses after registration has taken place.
Tax Savings
Plan	Enrollment	Funding	Start Date	Comments
Tax Saver Benefit Plan (TSB) Health care reimbursement and Dependent care reimbursement	Employee elected	Employee funded through pre-tax payroll contributions.	Date of hire if elected within 30 days of hire	After 30 days from hire, employee may enroll during Open Enrollment (November) for an effective date of the following January 1.
Health Savings Account Applies to IU HDHP PPO & Health Savings Account participants only	Employee elected	IU and employee funded through pre-tax payroll contributions.	Date of hire if elected within 30 days of hire	Employees must be enrolled in the IU HDHP PPO & Health Savings Account to participate in this benefit plan.
Voluntary Benefits
Plan	Enrollment	Funding	Start Date	Comments
IU Voluntary Benefits	Employee elected	100 percent employee funded by a single, after-tax payroll deduction.	Date of hire; enrollment after 30 days requires proof of good health and approval for certain plans.	Group rates are more affordable than what one would pay as an individual.

* In the event that an employee is placed on leave at the time of initial employment, the employee's coverage will become effective on the first day of active employment.

** Scheduled absences are subject to supervisor approval.