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University Human
Resource Services
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Investment Fund Performance

The following sample of retirement investment opportunities reflects average annual total return after all administrative expenses. These figures are based on historical results, and they do not necessarily represent future performance.

	Average Annual % Return					Average Annual % Return
	5 yrs.	10 yrs.	Life	Fund Inception		5 yrs.	10 yrs.	Life	Fund Inception
Money Market Funds					Stock Funds
CREF Money Market	2.84	3.64	4.72	4/88	CREF Stock	15.20	6.60	10.56	7/52
Fidelity FMMT	2.96	3.70	4.61	12/88	CREF Growth	11.99	2.89	8.41	4/94
					Fidelity Blue Chip	10.24	4.28	11.97	12/87
Fixed Annuity					Fidelity Contrafund	17.99	10.72	13.47	5/67
TIAA Annuity	4.76	6.17	-	-	Fidelity Magellan	12.71	6.31	18.42	5/63

Bond Funds					International/World Funds
CREF Bond	4.16	5.74	7.05	3/90	CREF Global Equities	16.84	6.37	9.76	5/92
Fidelity Govt. Inc.	3.44	5.33	6.32	4/79	Fidelity Europe	26.68	10.28	11.99	10/86
Fidelity Inv. Grade	3.87	5.45	7.65	8/71	Fidelity Overseas	23.46	9.27	13.79	12/84

Growth & Income Funds						Annual Interest Crediting Rates
CREF Soc. Choice	9.57	6.06	9.75	3/90	PERF Options	2008	2007	2006	2005
Fidelity Fund	14.40	6.96	10.53	4/30	Guaranteed Fund	6.50%	6.0%	5.75%	6.25%
Fidelity Equity Income	8.14	9.26	13.10	5/66		Average Annual %*
						1 Year	3 Year	5 Year
Market Indexes					Money Market Fund	5.31	4.51	3.16
Dow Jones Industrial	12.24	7.43	-		Bond Fund	7.11	4.90	4.62
S&P 500	12.83	5.91	-		S&P 500 Stock Indexes	5.62	8.65	12.86
NASDAQ	15.47	5.90	-		US Small Co. Stock	-10.70	5.40	18.47
Russell 2000	16.25	7.08	-		International Equity Index	11.29	16.91	21.63
EAFE	21.83	8.90	-		* Trailing period as of 12/31/2007
TIAA-CREFF and Fidelity Investments figures are as of 12/31/2007. Market Indexes are as of 12/31/2007.					* Trailing period as of 12/31/2007

Fidelity Brokerage Name Change

On January 1, 2008, Fidelity Investments changed the name of their brokerage company from Fidelity Investments Institutional Services Company, Inc. (FIISC) to Fidelity Brokerage Services, LLC (FBS). This is a legal notice and does not directly affect any funds or services offered by Fidelity.

Retirement Planning and Investment Counseling Sessions

Fidelity Investments and TIAA-CREF have retirement counselors who meet one-on-one with employees, retirees, and their spouses to discuss retirement planning and investment options. Having access to these counselors is a value to Indiana University employees.

Fidelity Investments

Counselors schedule sessions on the Bloomington and Indianapolis campuses at least once a month. To schedule an appointment, call 1-800-642-7131 or visit the Fidelity Web site at www.fidelity.com/.

TIAA-CREF

Counselors schedule sessions on the Bloomington and Indianapolis campuses at least once a week. To schedule an appointment, call 877-267-4507 or sign up online at www.tiaa-cref.org/.

See page www.indiana.edu/~uhrs/benefits/retirement-counseling.htm for a general schedule.