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2004 Medical Premium Rates

As a result of the weighted increase in medical premiums, IU contributions for medical coverage will increase by 2.26 percent. IU contributions for dental coverage will increase by 7.5 percent.

Employee contributions equal the difference between the total premium for the respective plan and IU contributions. IU contributions are the same across all medical plans, with a minimum employee contribution of $1 per month.

  Total Monthly Premium % of Change1 Employee Contribution2 Difference
2003-20043
IU PPO Plus
Employee Only
$366.56
3.6%
$69.25
$6.00
Employee/Child(ren)
$726.08
3.6%
$208.74
$13.46
Employee/Spouse
$889.30
3.6%
$260.77
$16.60
Family
$1,009.76
3.6%
$334.07
$19.69
IU PPO $900 Deductible
Employee Only
$259.04
-1.0%
$1.00
$0.00
Employee/Child(ren)
$516.70
-1.0%
$1.00
-$15.17
Employee/Spouse
$631.66
-1.0%
$3.13
-$20.46
Family
$717.34
-1.0%
$41.65
-$22.40
M-Plan HMO
Employee Only
$309.63
17.3%
$12.32
$11.32
Employee/Child(ren)
$561.60
4.8%
$44.26
$14.36
Employee/Spouse
$687.40
5.3%
$58.87
$20.56
Family
$780.24
5.5%
$104.55
$25.81
Blue Preferred Primary POS
Employee Only
$282.86
3.3%
$1.00
$0.00
Employee/Child(ren)
$560.31
3.3%
$42.97
$6.63
Employee/Spouse
$686.27
3.3%
$57.74
$8.23
Family
$779.22
3.3%
$103.53
$10.18

1Represents the increase of total premiums from 2003 total premiums.

2 Employee contributions are lower for nonexempt staff employees with an annual salary of less than $23, 465.

3 Represents the change in employee contribution from 2003.

More details of employee contribution amounts, including dental coverage and additional IU subsidy for lower salaries, will be included with Open Enrollment materials.

Next Article: Investment Fund Performance


UNIVERSITY HUMAN RESOURCE SERVICES

Last updated: 2 October 2003
URL: http://www.indiana.edu/~uhrs/
Comments concerning the web site: uhrs@indiana.edu
Copyright 2002, The Trustees of Indiana University