Healthcare Program for 2013
Across All Medical Plan Options
- Women's contraceptive services coverage will be enhanced to include 100% coverage for generic oral birth control pills, IUDs, contraceptive hormone implants and injections, and sterilization procedures.
- Walgreens retail pharmacies will be excluded from the Medco Prescription Benefit Manager (PBM) pharmacy network.
- Medco, which has been purchased by Express Scripts, will change its name to Express Scripts. Benefits will remain the same.
- When both spouses are eligible for their own IU-sponsored medical plan they have two options: 1) each enroll as employee-only or employee/children coverage, or 2) enroll jointly as employee/spouse or family at the salary band of the higher compensated spouse.
IU Tax Saver Benefit Plan
- The IU TSB Plan is designed to save tax dollars when a participant pays for IRS-eligible expenses. The two healthcare reimbursement accounts are for healthcare and dependent care expenses. Employees may enroll in one or both accounts.
- For January 1, 2013, the maximum annual contribution for the healthcare account will be decreased to $2,500, as required by
U. S. Healthcare Reform. (The dependent account maximum will remain the same at $5,000.)
HDHP PPO & Health Savings Account (HSA) Plan
- Deductibles will increase to $1,250 employee-only and $2,500 when family members are covered, as set by IRS.
- IU contributions to the HSA feature will increase to $1,250 annually for employee only and $2,500 for family. (Current amounts are $1,200 and $2,400 respectively.)
- HSA annual contribution limits will increase to $3,250 for employee only and to $6,450 for family, as set by IRS.
PPO $400 Deductible Plan
- No changes
IU PPO $900 Deductible Plan
- No changes
IU Health Quality Partners Plan
- A $400 deducible will be added.
- Co-pays will change to 20%; co-pays and other cost sharing provisions will be the same as PPO $400 Deductible plan.
IU Dental Plan
- No changes
